Modern payments for B2B merchants
Optimise payment collections for building materials, auto parts, and other physical goods suppliers through seamless digital solutions.
Modern payments built for builders’ merchants
Optimise cash flow with Ontik's solution that reduces transaction costs and eliminates manual chasing of payments.
Our clients
Optimise cash flow
Collect payments effortlessly though Ontik’ payment links, account portals, and e-commerce checkouts
Improve margin on every transaction
Switch expensive card payment to ultra cheap Pay by bank rails starting at just 0.5%
Reduce time spent on admin
Cut down on admin by replacing phone calls with automated reminders and payment reconciliation.
Eliminate fraud
Prevent fraudulent transactions by replacing taking card details on the phone with 3DS2 secure links.
Testimonials
Requesting payments over the phone used to be really time consuming for my staff. With Ontik I can issue a payment link to my customer via phone or email in just 2-clicks so they can pay me instantly - saving us hours of time every week.
Chasing payments used to cause us huge headaches. Ontik makes our lives much easier and our customers love it too as they can choose their preferred way to pay.
Merchant collections dashboard
The central hub where the merchant can track customers and issue requests for payment.
- 1See real time insight on the payment behaviour and risk level of your customers.
- 2Create customised, branded payment requests with prompt payment incentives.
- 3Send requests to customers via SMS, email, whatsapp, and in person.
Customer payment portal
The customer receives a payment portal where they can make payments and view account information.
- 1Enable customers to pay via their preferred method including Apple Pay, Pay by Bank, and BACS.
- 2Make payments frictionless with 2 click payments.
- 3Allow customers to view their trade account information including used credit limit, payment history, and due invoices, and more.
Send your first payment link in less than 5 minutes today
Step 1 - Set up
Complete a simple form and connect your current account to start receiving payments in less than 2 minutes.
Step 2 - Create link
Create a link by selecting the customer, amount, and customising to your preference in less than 5 seconds.
Step 3 - Get paid
Enable the customer to pay in 2 clicks with payments received into your account in as quick as 10 seconds.
Accept all common payment methods
Whether your customer pay by BACS, card, ApplePay, or Pay by Bank, we have you covered.
Get started today
No more waiting to get paid, get started with Ontik today by booking a 30 minute demo.
✓ No fine prints or surprises
✓ No setup or monthly costs
✓ Transaction fees starting at 0.5%
✓ Specifically designed for builders merchants
Frequently asked questions
Everything you need to know about the Ontik trade credit platform
What is Ontik?
Ontik is trade credit management software purpose built for the trades industries. Ontik enables merchants to provide best-in-class trade credit experiences whilst removing inefficiencies that plague the traditional ways of running trade accounts.
Who is Ontik for?
Ontik is for merchants in the trade industry. As well as helping you deliver delightful customer experiences, Ontik helps streamline back office finance and credit control operations.
How do customers interact with Ontik?
Ontik provides seamless onboarding and payment methods for your customers. Ontik believes in letting the merchant control the end-to-end brand experience so your end customers will always feel they are directly interacting with you.
Does Ontik integrate into my ERP / accounting software
Yes. Ontik has a range of different ERPs and accounting softwares that we can connect to. If your chosen supplier is not on the website, its not a problem. We can work with you to connect into your chosen supplier.
How long does it take to go live?
This depends on the level of integration. Typically 4 - 6 weeks.
What payment methods does Ontik provide?
Ontik provides all standard payment methods including BACS, card payment, open banking, and direct debit.
Who funds the credit?
The merchant funds the trade credit from their own balance sheet and / or their financial partner. Ontik provides the software behind to help you make better decisions and to ensure you collect the cash on time.
Does Ontik provide financial products?
No, Ontik is not a direct provider of invoice financing or insurance products. However, we intend to provide a marketplace where you can receive live offers from financial product providers to help protect your balance sheet and cashflow.
Are there any hidden fees (i.e implementation fees)?
No, there are no hidden fees. Ontik will bear the cost of any integration as long as the contract is not terminated before the 1 year mark.
Does Ontik offer support?
Yes, we want you to get the most out of our software. Our team is on hand to provide training to your employees, and is available online and on phone for any day to day queries.
Can I get access to the platform now?
We are gradually onboarding a select cohort of customers to help us develop the platform to meet the needs of the trade sector. Contact our team to discuss being part of the early access programme.
How do I get started?
Request a demo using this website to book a call with our founders to discuss how Ontik could be useful to your business!
Have another question?
Can’t find the answer you’re looking for? Please chat to our friendly team.